FERNANDEZ-MORALES, Antonio. Application of a Discrete-time Markov Chain Simulation in Insurance. International Journal of Recent Contributions from Engineering, Science & IT (iJES), [S. l.], v. 3, n. 3, p. pp. 27–32, 2015. DOI: 10.3991/ijes.v3i3.4929. Disponível em: https://online-journals.org/index.php/i-jes/article/view/4929. Acesso em: 20 apr. 2024.