Vijay, Navita, Nisha Goyal, Quang Minh Le, and Shylaja H. N. 2026. “Determinants of Mobile Payment Adoption by Businesses: An Empirical Study Using the Perceived E-Readiness Model (PERM)”. International Journal of Interactive Mobile Technologies (iJIM) 20 (07):pp. 6–19. https://doi.org/10.3991/ijim.v20i07.61089.