M. Mohamad, M. Nii Laryeafio, E. Koroye, D. Nyame, S. Ayertey, and A. Emini, “The Impact of AI-Powered Mobile Money System on Supply Chain: Multi-Cases from SMEs in the Global South”, Int. J. Interact. Mob. Technol., vol. 20, no. 01, pp. pp. 105–121, Jan. 2026.