Chowdhury, Dababrata, et al. “Mobile Money Enriches the Financial Literacy in Developing Economies: Quantitative Evidence from Small Businesses in Africa Post-COVID-19”. International Journal of Interactive Mobile Technologies (iJIM), vol. 20, no. 01, Jan. 2026, pp. pp. 72-86, doi:10.3991/ijim.v20i01.59341.